Local agenda: we know the street and the buyer
We operate Torremolinos, Benalmádena, Fuengirola and Málaga city, and nowhere else. We know how €/m² moves block by block and which urbanisation has a stable community.
END-TO-END SALE SERVICE · COSTA DEL SOL
Free valuationBilingual EN/ESTransparent 3.5-5%
Selling apartment in Costa del Sol
Independent valuation, premium international marketing and a single bilingual point of contact from mandate to keys handover.
TRANSPARENT FEES
What are our fees for selling your property?
Fees payable only on notarial completion. No upfront costs. Three tiers based on the final escritura sale price of your property.
Standard tier — 4% + VAT
Residential property Costa del Sol €200,000-700,000. Includes valuation, professional photography, virtual 360 tour, publication on Spanish and international portals, filtered viewings and full notarial coordination.
Premium tier — 3.5% + VAT
Properties above €600,000. Same integrated service with enhanced marketing: drone, video, bilingual listing and featured international placement (RightMove International, Kyero, ImmoScout24).
Accessible tier — 5% + VAT
Properties below €200,000. Same absolute workload (viewings, photography, listings). Slightly higher percentage to cover hourly cost with identical service.
What we never charge for
Zero opening fees, zero portal subscriptions charged to the seller, zero hidden commissions. Marketing investment borne by the agency.
Payable on completion only
Fees payable only when the public deed (escritura pública) is signed. If the property does not sell within the mandate term, you pay nothing.
Fees are a deductible expense
Agent fees are a deductible expense against Spanish capital gains for non-resident Modelo 210 filing and against UK CGT via foreign tax credit.
INDICATIVE ESTIMATE
How much is your Costa del Sol apartment worth right now?
Enter type, zone, surface and condition. We give you a €/m² range plus total estimate, with an optional non-resident tax breakdown showing 3% retention impact. Not binding.
CALCULATORQuick valuation
Your indicative estimate
Enter the surface area to see your estimate
Request a real valuation report
Indicative estimate based on average €/m² Costa del Sol May 2026. For a binding valuation: free on-site visit + written report within 3-5 working days.
SPANISH TAX FRAMEWORK 2026
What Spanish taxes do non-resident sellers face in 2026?
Three main concepts. ITP transfer tax is paid by the buyer, not the seller — common confusion we clarify upfront so you plan accurately.
Plusvalía municipal — paid by the seller
Municipal land value tax on the catastral land value increase since acquisition. In Málaga ranges €600-6,000 depending on holding period. 30-day filing deadline post-completion.
Modelo 211 — 3% retention at completion
Buyer's solicitor retains 3% of the gross sale price and pays it to Spain's tax authority as advance against your 19% flat non-resident capital gains liability.
Modelo 210 — 4-month reconciliation
Non-resident return filed within four months of completion calculating actual realised gain. Reclaim refund if 3% retention exceeds 19% liability — common for long-held properties.
IBI proration + community certificates
Seller pays IBI council tax pro-rated to completion date. Community debt certificate mandatory at notary. Mortgage cancellation fee 0.5-1% typical.
UK + IRELAND TAX FRAMEWORK
What UK and Irish tax obligations arise when selling Spanish property?
Five cross-border touchpoints that determine your net proceeds. Plan ahead of the sale, not after completion.
- 01
UK Capital Gains Tax 28% on the worldwide gain
UK tax residents declare overseas property gains via Self-Assessment SA100 with supplementary pages. Above the annual exempt amount (£3,000 from April 2024) residential gains are taxed at 18% basic / 28% higher.
- 02
HMRC SA108 supplementary pages
Capital gains supplementary pages of the SA100. Deadline 31 January following disposal. Document acquisition cost in GBP at historical FX rate, sale price at completion-day rate, deductions and foreign tax credit.
- 03
Double Taxation Convention UK-Spain Article 13
1976 Convention (amended 2014 Protocol). Article 13 gives Spain primary right to tax property gains. UK credits Spanish CGT paid against UK CGT via foreign tax credit. Net effect: pay the higher of the two rates.
- 04
Tax residency certificate from country of origin
Required for DTC credit claim. HMRC issues UK certificate via online application in 10-15 working days. Revenue Commissioners issues Irish certificate via MyAccount.
- 05
Ireland Form 11 cross-border self-assessment
Irish residents file Form 11 with CGT schedule. Residential gains taxed at 33% in Ireland post-Spanish-tax credit. Deadline 31 October paper / mid-November ROS online.
REMOTE COMPLETION + REPATRIATION
How do POA, Hague Apostille and currency repatriation work?
If you cannot fly for completion, three operational pieces ensure the sale closes smoothly and proceeds arrive in your UK or Irish account at the best rate.
POA + Hague Apostille — remote completion
Power of Attorney signed before a UK notary authorising your Spanish solicitor to sign the escritura. Legalised via Hague Apostille at the FCDO Legalisation Office (£30 standard 3-5 days) and translated by a sworn Spanish translator. Prepare 1-2 weeks ahead.
Currency broker EUR-GBP repatriation
Repatriate proceeds via regulated broker (Wise, TorFX, Currencies Direct, IFX) at 0.4-1.5% spread above interbank rate, versus 2-4% from UK high-street banks. Spot rate, forward contract or limit order according to your timing needs.
Spanish certified cheque vs SEPA transfer
Standard Spanish notarial practice: buyer pays via Spanish certified cheque (cheque bancario) handed at the notary. Alternative SEPA Instant transfer credits within seconds. Both AML-compliant and notary-accepted.
WHY CHOOSE US
Why work with a local agency that only covers this coast?
Three measurable vectors that separate us from portals, franchises and international luxury chains.
Single bilingual point of contact mandate-to-keys
Same interlocutor from mandate signature to keys handover. We do not rotate accounts. Native EN/ES. WhatsApp on UK/IE business hours.
Complementary services under one roof
Independent appraiser, energy certificate, pre-sale renovation, post-sale rental management and legal coordination handled internally. We do not subcontract to distant firms.
OUR COMMITMENT
One adviser from the first coffee to signing at the notary. You set the price; we find the buyer.
FREQUENTLY ASKED QUESTIONS
Frequently asked questions about selling property in Costa del Sol
The most common questions before starting your sale process as a non-resident or expat seller.
How long does it take to sell a property in Costa del Sol as a non-resident?
45-60 days from accepted offer to notarial completion (vs 30-45 days for residents). Extra time covers POA, Hague Apostille and dual-jurisdiction coordination. Mandate-to-completion average 105 days in 2025.
What are estate agent fees for selling property in Spain?
3-5% of the final sale price plus 21% VAT. In Costa del Sol the typical rate is 4% + VAT, with 3.5% above €600,000 and 5% below €200,000. Payable only on completion. Deductible against Spanish capital gains.
What is the 3% retention when a non-resident sells property in Spain?
A withholding tax via Modelo 211. The buyer's solicitor retains 3% of the gross sale price and pays it to Spain's tax authority as advance against your non-resident CGT. Reconciled via Modelo 210 within four months — refund common.
Do I pay UK Capital Gains Tax on a Spanish property sale?
Yes. UK residents declare overseas property gains via SA100 + SA108. Residential property above the annual exempt amount (£3,000) is taxed at 18% basic / 28% higher rate. Double Taxation Convention UK-Spain Article 13 credits Spanish tax paid via foreign tax credit.
How does the Double Taxation Convention UK-Spain work for property sales?
The 1976 Convention (amended 2014) Article 13 gives Spain primary right to tax property gains. UK credits Spanish CGT paid via foreign tax credit. Net effect: pay the higher of UK CGT and Spanish CGT, not both.
Do I need Power of Attorney to sell property in Spain remotely?
Yes if you cannot fly for completion. POA signed before a UK notary, legalised via Hague Apostille at FCDO Legalisation Office (£30 standard 3-5 days) and translated by sworn translator. Prep 1-2 weeks ahead.
How do I receive the sale proceeds in the UK after selling Spanish property?
Buyer pays via Spanish certified cheque (cheque bancario) at notary, or SEPA Instant transfer to your Spanish account. Repatriate via currency broker (Wise/TorFX/Currencies Direct/IFX) at 0.4-1.5% spread vs 2-4% high-street bank.
Is the Spanish Energy Performance Certificate mandatory for selling?
Yes, since 2013. Without a valid EPC registered with Junta de Andalucía the property cannot be advertised or sold. Cost €90-180, valid 10 years. We arrange it at cost price in 5-7 working days.
Ready to start selling?
If you want to know what your apartment is really worth before deciding, the initial valuation with an on-site visit is free and non-binding. We deliver a written report within 3-5 working days.
Selling property in Costa del Sol — complete guide
We assist sellers in Málaga and Costa del Sol with an end-to-end model distinct from mass portals and generalist franchises. We work with non-resident sellers from UK, Ireland, Germany, Netherlands and Belgium plus resident expats with integrated technical services and transparent fees.
The service includes free valuation with on-site visit and written report, mandatory Energy Performance Certificate arrangement, professional photography with 360 tour and drone, bilingual publication across 12 portals (eight Spanish + four international: RightMove International, Kyero, TheMoveChannel, ImmoScout24), filtered viewings, arras penitenciales negotiation (article 1454 Spanish Civil Code) and full notarial coordination.
Fees 3.5-5% + VAT payable only on completion.
We cover the full cross-border tax picture: Plusvalía municipal (seller-paid), Modelo 211 3% retention for non-residents, Modelo 210 reconciliation within four months reclaiming refunds, UK CGT 28% via HMRC SA108 with Double Taxation Convention UK-Spain Article 13 credit, Irish Form 11, POA + Hague Apostille FCDO workflow, and currency broker repatriation (Wise, TorFX, Currencies Direct, IFX).
Explore our team at /en/about.
- sell apartment Costa del Sol
- selling property Spain non-resident
- sell property Spain UK national
- Modelo 211 3% retention
- Modelo 210 non-resident annual filing
- UK Capital Gains Tax overseas property
- HMRC SA108 supplementary pages
- Double Taxation Convention UK Spain Article 13
- POA Hague Apostille selling Spanish property
- currency broker EUR GBP repatriation